📉 Worried About Interest Rates Changing? You're not alone. It’s normal to stress over rate fluctuations. But here’s the truth: Banks assess your repayments using buffers, meaning small rate changes won’t usually stop an approval. 🔑 What matters more is choosing the right loan structure. Whether you prefer stability with a fixed rate or flexibility to make extra repayments and pay off your mortgage sooner, the key is getting it right from the start. Once you do, the rest is much easier. 💡 💬 W